The builder's contract is the builder's
Most builders use their own contracts rather than the standard Texas forms. They're written to protect the builder, and terms around delays, deposits and changes vary. Read every page, and consider having it reviewed.
Representation: register your agent on the first visit
The on-site sales rep works for the builder. Many builders require that your own agent be with you or registered at your first visit to the community. If you walk in alone first, you may lose the option.
Check the tax rate, not just the price
Many new communities sit inside a MUD (Municipal Utility District) or PID (Public Improvement District), which add to the tax bill. Two homes at similar prices can have very different monthly payments. Ask for the total tax rate in writing.
Inspect a new home anyway
City inspections check code minimums, not workmanship. Many buyers order independent inspections before drywall and before closing, plus an 11-month inspection before the builder warranty's first year ends.
Incentives and the preferred lender
Builder incentives are often tied to using the builder's lender or title company. Compare the total cost — rate, fees and incentive — against an outside lender before deciding.
Common questions
+Do I need a real estate agent when buying from a builder?
You're not required to have one, but the builder's sales rep represents the builder. Your own agent can help with negotiation, contract review and comparing communities, and is typically compensated by the builder. Confirm the builder's registration rules first.
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